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A newborn baby brings bundles of joy and happiness in the family. When a baby is born, it is said that the parents are blessed with the baby. This statement in itself is sufficient to explain the importance of a newborn in the family.

It is the prime responsibility of parents to take care of the newborn in the best possible manner. There are times, when a baby requires to go through some immediate medical care in order to adjust as per the world. Sometimes, babies are born with some birth related issues and thus, require treatment.

In India, a large number of people get health plans so that their health care needs are met. If you are working in private sector, then your company may have taken a group insurance policy under which maternity is covered comprehensively.

But, most of the times, medical insurance including the group insurance policies do not cover a newborn baby. The reasons are quite apparent. There are lot of possibilities that a newborn requires medical treatment immediately after birth and thus insurance companies do not want to spend their revenues on such well-recognised possibilities.

Is there any way out? Yes, of course, if your employer’s group health insurance policy does not cover newborn baby, do not worry. There are some specific health plans, which cover newborn babies right from the birth.

In order to avail this facility, you have to buy a separate policy. Star Comprehensive Insurance, for instance, is one such policy which covers delivery related complications as well as the newborn baby.

The plan covers delivery whether it is normal or caesarean plus all the pre-natal and post-natal expenses are also covered up to a certain limit. This limit is ascertained as per the amount of premium you pay.

The plan also covers vaccination of the child. Yes, only a handful of plans cover vaccination because that is a sure shot expenditure one must incur.

The only thing which you have to take care is that you have to be the policy holder for at least thirty six months prior to taking the above benefits.

Religare also offers a health insurance plan called ‘Joy’, which covers maternity as well as newborn baby without any condition on a specific period.

If you have any other Medical plan, then you must check its conditions. Most of the times, policies provide coverage to newborn babies after 90 days of delivery. This way, a health insurance companies saves itself from settling claims arising out of health care for the newborn baby.

Comparing health insurance plans is a cake walk, today. Just visit a credible insurance comparison portal and shortlist the best-possible plans. The best part is that you can buy your insurance plans online and make payment through credit card. This provides you benefits of cash back and credit period offered by credit cards.

Plus, you become eligible for better coverage and facilities since your health insurance company does not have to pay hefty commission to an insurance agent. This benefit is passed on to you, in many ways.

So, what are you waiting for? If you are expecting a baby in your family, go for a health insurance plan and bury the worry!

http://www.PolicyX.com is an IRDA approved insurance comparison portal [Policyx.com] helping consumers compare, choose and buy policies online. We provide health, motor, life, travel & corporate insurances from a wide range of insurers.

It’s a sure bet that the average person on the street isn’t all that sure what the difference is between marketing and advertising. Both are seen as a vehicle to get the word out about your firm or organization or you, which would be quite right. But the two are very different, and if you have a company or organization fortunate enough to have one or both, it is vital that you know what you need most.

Advertising is, at its core, a persuasive message of a product to potential customers. Marketing, on the other hand, is the systematic planning and implementation of activities geared to bring together buyers and sellers for the mutually advantageous exchange of those products.

In many ways, advertising is just one component of marketing. There is public relations, media planning, product pricing etc., as well as things such as distribution, market research and so on. All of these parts, when taken as a whole, represent a comprehensive marketing effort.

Thing is, knowing the difference and doing your own market research is what’s needed to know whether you need one or the other – or both.

It’s a little confusing because most of us know when we need a plumber. The faucet links, the toilet blows up. Call a plumber. When you have a company or organization and whatever product you are selling needs exposure, advertising agencies can help with that. Or is that marketing? What they normally do is advertise your product in traditional media such as TV, radio, magazines and newspapers.

Now what marketing does it take that exposure and figure out a plan to make it part of society’s fabric with a full service effort that continues to communicate the product message even after the radio ad is no longer on the air. That is done by pushing the brand identity, perhaps creating a website, staging events to get the word out, doing direct mail, sending out newsletters and the like. With this comes a wide range of communications tools and tactics that are often customized to your business goals.

With marketing, the goals are:
• Gaining new customers.
• Increasing revenue
• Developing new markets
• Enhancing current customer relationships

All this is done with a customized plan of attack, and all with the idea that brands must be enhanced and a consistent message that clearly communicates the importance of the brand can grow with your business.

Deciding on advertising or marketing – or both – is a decision each business must make. It has a lot to do with your available resources. All in all, it is important that the creative aspects of your business have the look and feel of the image your desire. Usually this is accomplished with a tag team effort between marketing and advertising units.

For information on whether marketing, advertising, or both, will help you, go to http://www.mindecology.com.

Embodying an active lifestyle shouldn’t mean parting with comfort and the support of bras. Floundering around a store without proper guidance of what constitutes a flawlessly fitted sports bra will mostly likely be a fruitless endeavor. Knowing how to pick the appropriate bra for the occasion will ensure your focus to be on your active lifestyle than the rather apparent exasperating discomfort of an ill-fitted sports bra.

Why Pick the Right Sports Bra?

These bras are designed for varying levels of impact, and understanding the exact purpose of sports bras will ensure appropriate support. They offer low, medium, and high support/impact:

• *Low support: best used for activities such as walking. Yoga, and strength training

• *Medium support: best used for activities such as for moderate hiking and road cycling

• *High support: best used for activities such as running, mountain biking and aerobics

Design Features:

Compression or Encapsulation:

Sports bras are categorized as either encapsulation or compression bras.

• Encapsulation offer individual and supportive cups (similar to regular bras), and are best for low impact activities.

• Compression, as the name indicates, compresses the chest to heavily restrict movement and work best for medium and high impact activities.

The Band

As with any regular bra, the majority of support comes from the band. It should fit flat against your chest and ribcage to minimize movement. Test out your bra by taking in a deep breath; if it still fits comfortably, you’re on your way to picking the right sports bra. Remember, these should fit more firmly than regular bras.

The Straps:

The straps should not be creasing your shoulders. If it does, then an ill-fitted bra will provide support from the straps as opposed to the band..Look for straps with minimal stretch to ensure comfort and marginal motion. Adjustable straps also allow for customizable fit and can be often attuned to accommodate body fluctuations

What to Look For:

Hooks & Closures

They also offer either hook closures at the back or a simply pull on form for fit. The pullover style, while providing the same fit, might be more tedious to remove. Back closure hooks provide ease for the wearer, especially for high impact bras. Depending on the activity and the type of required support, an appropriate style should be selected.

Material:

The features of this type of bra are just as essential as the fit itself. Moisture-wicking material (e.g. synthetic) allows for quick evaporation to optimize your comfort to keep moisture away from the skin. Cup padding should also provide stability along with the band and strap.

Picking the right sports bra ensures comfort during continuous movement. An ill-fitted one will not only give minimal support but also leave you vulnerable to potential health-related injuries. While there is no clear-cut process to figuring out the perfect fit, looking out for the above mentioned features and designs will certainly have you enjoying your active life desirably more.

Check out amanté’s Ladies underwear with a range of bras (http://global.amantelingerie.com/collections/bras) from lingerie to sports bras (http://global.amantelingerie.com/collections/bras/Sports) to choose from.

“Courage is not the absence of fear, but rather the judgment that something else is more important than fear.” ~ Ambrose Bierce

I find it sad that it takes courage to love ourselves. But the truth is that our culture has come so far from our natural way of being – which is to love ourselves – that now it does take courage, a lot of courage.

Why? Because many of us have been programmed to believe that being ‘selfless’ is being good, and that being loving to ourselves is selfish. We’ve been programmed to believe that if we ignore our own feelings and needs and attend to the feelings and needs of others, then we will be seen as good and we will be loved.

There is so much backward thinking in these statements that I hardly know where to begin to untangle it.

Loving yourself – loving the spark of the Divine within you, your soul that is created in the image of God-that-is-love – is like loving a beloved child. It’s about cherishing your intrinsic gifts and sharing them with those you love. When you are truly loving yourself, you would never be selfish because it’s very unloving to yourself to be selfish – i.e. to not care about the effect your behavior has on others, to ignore others’ feelings and needs, and to expect others to give themselves up for you. Loving yourself is what fills you with love to share with others.

Selflessness is actually the opposite of knowing who you are – knowing the beauty and greatness of your soul essence. Anyone who has been selfless knows that it eventually leads to feeling depleted and depressed, because when you are giving to others without also loving yourself, you end up feeling empty inside. When you give to get love, others generally receive without giving back.

If this is what you’ve been doing, it takes great courage to focus on loving yourself and letting go of caretaking others to get love. Those to whom you’ve been giving, in order to get their attention and approval, may become angry at you for what they perceive as you abandoning them. They liked your caretaking and they may not even know how to be with you in supporting your own and others’ highest good. So it takes great courage to weather their wrath and perhaps even lose them.

It can be so scary to do this, that only when loving yourself becomes more important to you than your fear of rejection, will you open to learning about what is in your highest good.

This is where I was 32 years ago when Spirit brought us our inner work healing process. I was quite ill and knew that if I continued to abandon myself, I would die. I was terrified of losing those I loved, but even more terrified to get sicker. My desire to be healthy, alive, and manifesting my gifts gave me the courage to begin learning to love myself.

If you are anxious, depressed and lonely, and you have been selfless rather than self-loving, you might consider that being selfless – i.e. abandoning yourself to get love and approval – isn’t working. It’s now well known that Mother Teresa, the saint of selflessness, was deeply depressed most of her life and sought therapeutic help over and over for her depression. Unfortunately, at that time, none of the therapists understand that the source of her depression was that she was abandoning herself. She didn’t abandon herself to get others’ love and approval. She abandoned herself because she believed that this is what being loving to others meant, but it left her inner child alone and depressed within.

I hope you let go of your old concepts of selflessness and selfishness and have the courage to learn to love yourself, fill yourself with love, and share your beautiful intrinsic gifts with others.

Margaret Paul, Ph.D. is the best-selling author and co-author of eight books, including “Do I Have To Give Up Me To Be Loved By You?” and “Healing Your Aloneness.” She is the co-creator of the powerful Inner Bonding® healing process. Learn Inner Bonding now! Visit her web site for a FREE Inner Bonding course: http://www.innerbonding.com or email her at margaret@innerbonding.com. Phone sessions available.

Who is causing these terrible fires in California (Summer of 2016)? Occam’s Razor would suggest it is mentally problematic arsonists and a string of copy cats with the same ‘love of fire’ or need to project themselves and cause harm to all of us. Nevertheless, what if it were an act of terrorism? After all, these terrible wildfires do indeed terrorize us all. Each time we turn on the TV set and see people evacuating in fear from their homes, wondering if they will still be there when they return – it makes us all think about our own vulnerabilities. What if, international terrorists were starting these fires?

There was an interesting piece in the UPI News Updates titled; “New blaze explodes onto SoCal wildfire scene; 2 highways closed; residents flee danger zone – Officials say the Blue Cut Fire started Tuesday morning and burned about 2,000 acres in about an hour,” by Doug G. Ware and Shawn Price published on August 16, 2016 which stated:

“A new blaze seared its way into the pockmarked Southern California landscape Tuesday — shuttering parts of two major freeways and forcing mandatory evacuations in an area that’s already been extensively blackened by wildfire this year,” and “This fire is still raging out of control.”

Firefighters on TV said the fire was uncharacteristically ‘explosive’ and fast growing. Hmm? What if?

Are there Arson Terrorists using particle compound dispersion as accelerants – the reason I ask is that these current fires in Southern CA are really moving fast and explosive like, it’s not that hot, nor are the winds high like in Santa Ana Wind conditions. These fires are in bad areas for transportation, rail, electrical lines, gas lines, and freeways – like cutting off Southern CA. Something terrorists might do.

This type of arson weapon is thermobaric based, using a big wild-fire to help scatter a cloud of fine explosive particles or prepositioning those particles on the hillside. I hope not, but remember terrorists are not stupid and they’ve read our reports on how to protect CA or how to deal with a “Red Dawn Scenario” in Southern CA, there was a Popular Science article on this and the DOD contingency plan.

Of course, our DHS (Department of Homeland Security) is well aware of such challenges and doesn’t take anything lightly – these arson investigators too, are taking all this seriously. Protecting our civilization and society from international terrorism is a real difficult challenge. Please consider all this and think on it.

Lance Winslow is an Online Author, his latest eBook is about How to Start an Arson Watch Program.. Lance Winslow is semi-retired and Founder of the Online Think Tank http://www.WorldThinkTank.net – You may contact Lance Winslow by email for dialogue, discourse, discussion, or debate on interesting topics.